Finally, an accountant who explains things
in plain English.
Clearpath Advisory works with founders, freelancers, and growing businesses who need financial clarity — not a thick report they'll never read. We handle the numbers so you can run your business with confidence.
Trusted by businesses across these industries
You'll actually understand your finances
We don't hand you a 40-page report and disappear. Every number gets explained in context. Every decision gets a reason. You'll leave every meeting knowing more than when you arrived.
Responsive when it matters
CPA anxiety is real. When you email us with a question, you hear back the same day — from a qualified accountant, not a ticketing system. We're a boutique firm; you're never just a client number.
Proactive, not just reactive
We don't wait for tax season to think about your finances. Clearpath clients get quarterly strategy check-ins, proactive tax planning year-round, and a standing call when something significant changes in your business.
I'd had three accountants before Clearpath. They all did the work, but I never felt like I understood what was happening with my own money. My first quarterly review with Clearpath's team took 45 minutes, and I walked out understanding my business better than I ever had. That's the difference.
We started Clearpath because good accounting shouldn't feel like a black box.
Most accounting firms are organized around efficiency — serving as many clients as possible, as quickly as possible. Nothing wrong with that. But it means clients rarely understand what's being done on their behalf, and rarely feel confident making business decisions with the financial information they receive.
How Clearpath Started
In 2012, our founder Catherine Marsh left a Big Four firm with a simple conviction: small and mid-sized businesses deserve the same quality of financial thinking that large corporations get — delivered in a way that actually makes sense to the people running the business.
She'd spent 8 years in corporate tax and advisory work, watching brilliant entrepreneurs make avoidable financial mistakes because their advisors spoke in a dialect nobody else understood. Jargon as a moat. Complexity as a feature. Reports that explained what happened without explaining what to do about it.
Clearpath was built around a different model: fewer clients, deeper relationships, and a commitment to leaving every client more financially literate than when they arrived. Over twelve years, that model has attracted 200+ clients who stay — our retention rate sits above 97% — because they feel genuinely supported, not just serviced.
Today, Clearpath has grown to a team of seven CPAs and financial advisors. We're still boutique by design. We take on a limited number of new clients each quarter so we can continue to do our best work for the ones we have.
The Team
Catherine Marsh
Founder & Lead Advisor
CPA, CA. 20 years in public accounting. Specialize in growth-stage business strategy, owner compensation, and tax planning for founders.
Raj Thiruvenkatam
Senior Tax Advisor
CPA, MTax. Expert in corporate and personal tax optimization, estate planning, and cross-border taxation. Formerly with Deloitte Canada.
Sarah Oduya
Financial Controller
CPA, CMA. Specialize in financial reporting, management accounting, and cash flow forecasting for growing businesses.
What We Believe
Clarity is a service.
A financial report that confuses you is a failed financial report, regardless of how technically correct it is. We've made a commitment to explain everything in the language you actually think in.
Relationships over volume.
We deliberately limit how many new clients we take on each quarter. If we can't give you our best work, we'd rather refer you to someone who can. Our reputation is built on retention, not growth at all costs.
Proactive beats reactive.
The best tax planning happens in January, not April. The best cash flow conversation happens before the crunch, not during it. We check in before you need to call us.
No surprises.
Fixed-fee engagements on every service. You know exactly what you're paying before we start. No scope creep, no invoice surprises. Financial advice shouldn't create financial anxiety.
Accounting services for businesses that are going somewhere.
We work best with founders and business owners who are past the "spreadsheet-and-hope" stage and ready for real financial infrastructure. Every engagement is fixed-fee and scoped upfront — no surprises.
Tax Planning & Preparation
Corporate and personal · Year-round strategy · Proactive minimization
Tax work done well isn't something you think about once a year. We build a tax strategy for each client at the start of every fiscal year — reviewing structure, compensation, investments, and timing — so that when filing season arrives, there are no surprises and no missed opportunities.
What's included:
- ✓Annual tax return preparation (corporate + personal)
- ✓Year-round tax strategy planning
- ✓Owner compensation and dividend planning
- ✓HST/GST preparation and filing
- ✓CRA audit support and representation
Incorporated business owners, professionals, and founders who want more than just compliance — they want a strategy.
Bookkeeping & Financial Reporting
Monthly close · Management accounts · Real-time visibility
Reliable bookkeeping is the foundation of every other service we provide — and the most undervalued one. Done right, it means you always know exactly where your business stands financially: profitability by project, cash runway, accounts receivable aging, and month-over-month trends, delivered in a format that actually makes sense.
What's included:
- ✓Monthly bookkeeping and bank reconciliation
- ✓Monthly P&L, balance sheet, cash flow statement
- ✓Accounts payable and receivable management
- ✓Payroll processing
- ✓Quarterly management review calls
Growing businesses with $500K+ in revenue that have outgrown DIY bookkeeping and need accurate, timely financials every month.
CFO Advisory Services
Strategic finance · Budgeting · Cash flow · Growth planning
You don't need a full-time CFO to think like one. Our fractional CFO service gives growing businesses access to strategic financial leadership on a flexible, right-sized basis — budgeting and forecasting, cash flow management, growth scenario modeling, and board-ready financial reporting — without the $250K salary.
What's included:
- ✓Annual budget and 3-year financial forecast
- ✓Monthly cash flow forecasting
- ✓KPI dashboard design and tracking
- ✓Scenario planning (hiring, expansion, pricing)
- ✓Investor/lender financial preparation
- ✓Monthly strategy call with senior advisor
Businesses at a decision point — raising capital, entering a new market, hiring aggressively, or just needing a strategic financial partner to think alongside them.
Not sure which service fits your situation?
Every engagement starts with a free 30-minute discovery call. We'll listen, ask the right questions, and tell you honestly which services will move the needle — and which ones aren't worth it yet.
Let's talk about your finances.
No jargon. No pressure.
The first conversation is free and there's no obligation to engage. Most people leave with at least one useful insight, whether or not we work together.
Book a Discovery Call
30 minutes. Free. We'll ask about your business, your current pain points, and what you're trying to accomplish. You'll leave with clarity, even if we're not the right fit.
Other ways to reach us
Toronto, ON M5H 2S6
Before you reach out
We accept a limited number of new clients each quarter to maintain service quality. We're currently accepting new clients — though this changes. If you're interested, don't wait.
Incorporated businesses and professionals with $300K–$10M in annual revenue. Founders who want a long-term advisory relationship, not just annual tax filing.
Email us. We answer general questions even if we're not in an active engagement — it's good karma and we genuinely enjoy talking about this stuff.